Identity Theft Prevention Act
A New Law, Cited as the "Identity Theft Prevention Act" Became Effective on January 1, 2006. This Law Better Protects New Jersey Consumers Against Identity Theft, Which is Now the Fastest-Growing Financial Crime.

*Requires local law enforcement agencies to take a police report from you if you claim to have been a victim of identity theft;

*Permits you to place a security freeze on your consumer report which prohibits consumer reporting agencies from releasing your report to a third party without your permission;

*Requires public entities to destroy your records, if they contain personal information, when files are purged;

*Computerized records that include personal information to disclose any breach of security of those computerized records to any New Jersey resident whose personal information is believed to have been accessed by an unauthorized person and;

*Prohibits any public or private entity from posting or displaying your Social Security number, printing your Social Security number on any materials sent through the mail or intentionally making your Social Security number available to the general public or transmitting it over the Internet unless the number is encrypted.

IF YOU BECOME A VICTIM OF IDENTITY THEFT:

• Call your local police department to file a police report and keep a copy of the report.

• Call the three major Credit Bureau Fraud Hotlines at:

Equifax: 1-800-525-6285

Experian: 1-888-397-3742

Trans Union: 1-800-680-7289

• Call the Federal Trade Commission Hotline to obtain its ID Theft Affidavit at 1-877-438-4338.

Consumers may visit www.AnnualCreditReport.com or call toll free 1-877-322-8228 to get a copy of their credit reports and to be sent information about placing a security freeze on their credit report.