Floods
Flooding causes more than ninety percent of the disaster related property damage in the United States each year. Preparation is the key to surviving a flood and reducing property damage.

Insurance:

  • Take inventory of all personal items including model types, serial numbers, photographs, and descriptions. Place all important documents in a water resistant and fire proof box.

  • Most homeowner policies don’t cover flood damage. To determine your risk, contact your local Emergency Management Coordinator. Remember that there is a thirty-day waiting period before flood insurance policy coverage goes into effect.

  • You may need National Flood Insurance Policy coverage even if you do not reside in a high-risk flood zone. Check with your insurance agent or broker.


Home :

  • Elevate your utilities a minimum of two to three feet above the base flood elevation.

  • If you have a fuel tank, anchor it to a large concrete slab whose weight can resist the force of floodwaters and flotation.

  • Install sewer backflow valves to prevent sewage entry into your home.


Safety :

  • Obtain a battery powered weather radio.

  • Pay attention to the latest information when heavy rains occur and to flash flood and river flood watches and warnings issued by the National Weather Service.

  • Never drive your vehicle through floodwater. It may be deeper than you realize and could trap you in your vehicle.